When considering your needs, think about the type and frequency of care required to support your daily routine. Do you need regular visits from healthcare professionals or support with medical treatments, indicating a need for skilled nursing? Or is your focus more on help with daily tasks like dressing, bathing, and taking medications?

Accurately assessing these factors will help you find a level of care that balances your independence with the necessary support. It’s also essential to re-evaluate periodically as your health and needs may change over time.

It’s important to think about how safely you can manage daily activities on your own. Are you able to complete most household tasks, like cooking and cleaning, or do you find yourself increasingly needing help? If maintaining independence is still possible with minimal help, independent living might suit you. However, if tasks like personal care or mobility have become more challenging, assisted living might offer the right level of support while promoting your safety and well-being. Taking precautionary steps now can prevent potential health risks down the line.

Reflect on what brings joy and fulfillment to your life. Whether it’s staying physically active, engaging in social events, or pursuing hobbies like art, music, or gardening, choosing a senior living community that caters to your interests will enhance your quality of life. The ideal community should offer a variety of programs and services that allow you to stay active, socialize, and continue doing the things you love, while also supporting your mental and emotional health.

When selecting a senior living option, it’s essential to plan for the future. Think about how your health might evolve in the coming years. Are there any pre-existing conditions that could increase your need for advanced care in the future? Opting for a Continuing Care Retirement Community (CCRC) can provide peace of mind, as you’ll have access to a range of care options that can be adjusted as your needs change, without the need for a disruptive move.

Budget is a critical factor when deciding on senior living. You’ll need to account for the costs associated with each level of care, including both upfront fees and potential long-term expenses. Make sure to consider all aspects, from daily living costs to more advanced medical or personal care services. Exploring financial options such as long-term care insurance, veterans' benefits, or other funding sources can help align your budget with the care level that’s best for you.